I’ve seen posts with like 75+ tips and I’ve seen articles with just a … One of the tips being that the IRS never contacts you by phone or threatens to involve the police. Make sure your emergency fund is in good shape, and continue about your business. It can be. Find Out: How To Find the Best Financial Advisor for You. As the saying goes, “if it isn’t written down, it didn’t happen.” Be sure to cover your bases in writing. Not surprisingly, one of the best personal finance subreddits is also the biggest – r/PersonalFinance. Unless you’ve been hiding under a rock, you’ll know that health insurance costs can be astronomical in the U.S. It’s more of a newsroom and higher-level discussion community on companies, markets, trends and general investing knowledge. “The IRS is setting up a framework for companies to match their employees’ student loan repayments in the same way companies match 401k contributions.”. Because regular people ask questions on regular problems and the answers often come from people who’ve walked that journey before. And like $40 in groceries. This great news is a reminder to keep up to date on finance-related government policy and let your employer know if there’s a benefit you’d love to have available to employees. 1. If you don't ask, don't expect to be told everything about the car you are buying. If the employer cannot offer an immediate raise but offers to make amends down the line, always get that in writing. One look at Reddit’s front page and it looks like it was designed by coders for coders – with phrases such as “r/,” upvotes, downvotes, threads, karma – a hot mess of random insider jargon. "Please, for the sake of your wallet, meal prep". Just remember that next time you talk yourself out of asking for a raise.”. There was an unknown error. Specifically, a modern, cloud-based spreadsheet like Google Sheets and Microsoft Excel. Warning: AT&T applying “customer loyalty speed upgrades” without customer consent. It’s hard to know what’s going on when you’re just getting started. I called and was informed this is required, unless I met certain minimum balances, etc. Unlike other networking sites, Reddit really uses the power of community to brainstorm and solve some of the day-to-day questions that real people have. I’m not sure what should be done about it (if anything) and I don’t personally care at this point because the issue is resolved for me, but I do feel like AT&T should be outed for this shady behavior and that someone should be held responsible, so I wanted to post to show everyone what happened.”. The community has tons of resources, so you no longer have an excuse to leave questions about how to manage your budget, savings or retirement funds unanswered. The Reddit personal finance subreddit can be an interesting place. For instance: Similar to the thread above about how to lease a car, here the OP shares some really useful insights into the real things to look out for when. The last recession was called the Great Recession for a reason - it was a harder-hitting one than those that came before. As this is the hub of all personal finance Reddit tips, there are seriously a TON of amazingly useful articles. This thread is related to the thread about AT&T. NO!!! In this guide, I’ll show you why Reddit personal finance is the best and give you a tour of the most popular posts and topics. Essentially, if I would have given the range I was hoping for (even if it was +$10k more than I am making it now) I still would have sold myself short.”. , you’ve probably realized it can be a goldmine of information. In the meantime, I got a new job that offered dental insurance. Breaks Up Fake I.R.S. The “score” you see in between the up and down arrows is simply the number of upvotes minus the number of downvotes. Find more subreddits like r/PersonalFinances -- Please check out /r/personalfinance instead It’s sort of crazy more people don’t know about them.”. In particular, this collection of the best personal finance podcasts has helped shift my entire financial journey and outlook … (Please don't ask to be added to this list, sorry.) When not on a mobile device, we recommend browsing Personal Finance using the classic version of Reddit. last year I made a spreadsheet to help myself budget — I’m terrible at sticking to a budget so I made a sheet that breaks it down so that I just have the ability to break it down to a daily manageable amount.”. Voted one of the top personal finance websites for women, Clever Girl Finance® is a financial education platform aimed at providing women with financial guidance that will inspire them to pursue and achieve their dreams of financial independence. The best personal finance app isn’t an app. She has been helping clients in the finance industry educate and connect with their audiences since 2019. So how much are you looking to pay a month?". But tons of advice is out there for you to tap into. For example, if someone advises using a certain loan type, be sure to examine the details of the loan yourself before choosing it. Additionally, if you’re faced with procedures outside of regular cleaning, always ask for an estimate or what is sometimes referred to as a treatment plan. It will take all of 3 minutes to do and will save you thousands. Sorry if this is a repost, but this was a literal lifesaver for me. That's all … © 2021 GOBankingRates. Leasing is not the cheapest way to drive a car, but if you are going to go ahead with it, you definitely want to take the time to do the math. Always check your bank statements – every single month. In fact, the best thing you can do in a recession is to buy more stock! It’s hard to know what’s going on when you’re just getting started. It serves as an organized message board where communities of people with like-minded interests engage. If you have a long-term condition that requires expensive medication, and few to no generic alternatives exist, you can try reaching out to the manufacturer of the needed drug and letting them know your situation. Bank of America just imposed a new $60 annual fee on its previously free personal savings account. Why is this bad? Best blogs have also After a really long post, some users will provide a one or two-sentence summary and preface it with TL;DR for the readers who found the original post too long to read. Stocks. It’s a really engaged community that will discuss your personal situation with you — and give you opportunities to give back by contributing what you know. “The cost of recruiting, onboarding/training, etc. When you sit down in the chair in the finance office, you need to be as alert as a deer in hunting season. - Insurance agent, "Great so your down payment is $XX and your quarterly payments are $XX" etc. She loves all things related to finance and enjoys creating content online. "Well tell me what you can afford and I'll see if we can make this work for you. She began as a copy editor working on online classes related to a variety of topics, including business and finance. Here are 7 threads I consider must-reads. View on Reddit Classic for better experience Opt-out of the redesign option is near bottom. All Right Reserved. IRS will allow employers to match their employees’ student loan repayments, How To Find the Best Financial Advisor for You, Retirees Confess What They Wish They’d Done With Their Money, Survey: 65% of Americans Would Turn Down an All-Expenses-Paid Cruise, 51% of Us Want to Fix Our Finances in 2021 – Here Are America’s Top Money Resolutions, I Put 50% of My Income Into Savings — Here’s How, 60 Money Moves That Could Set You Up for Life, 12 Essential Money Tips for Every Phase of Your Financial Life, Here’s How Much of Your Paycheck You Should Save Each Month, These 47 Billionaires Got Richer During the Pandemic. The personal finance wiki has a wealth of information, making it impossible to pick one that’s the best. for managing your overall finances. The best personal finance app is a spreadsheet. Listen Up: Money Podcasts That Are Perfect for Your Commute. They said I had zero cavities or problem teeth. And knowing the numbers may actually make you realize it's a terrible deal and to stay away. Not every bank account is free, and your free account could change. “Hey guys! Find a cheaper cell phone plan, ditch that $100 / mo cable bill, subscribe to a slower internet package, go out to eat less often, etc. All the apps on our list are available on both iOS and Android, so you can enjoy no matter which smartphone giant you're partial to. It is often so tempting to take the easy way out and live off sites like Seamless and Postmates, but the truth is that food costs add up very quickly and could hold you back from, I’ve done this myself before with a gym membership. 7. Win $500 â and Start the New Year Right! What are you offering?". You should know some basics about how Reddit works. It is often so tempting to take the easy way out and live off sites like Seamless and Postmates, but the truth is that food costs add up very quickly and could hold you back from achieving your goals such as building your emergency fund or a sinking fund. This can make a world of a difference when you have other medical costs to contend with. Well, for one this is a collection of the very best ones that beginners really need to know. Here are a few of the best Reddit subs that have tremendous financial benefits: r/SimpleLiving: Provides tips on how to live with less and save more money. The comments on this thread are full of great nuances to this rule, and they give advice that takes into consideration the state of your industry and the economy, as well as employer motivations. Terms of Use | Privacy Policy | Disclosures. Do you really need all that dental work? The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, life event planning, major purchase advice, unique deals and tips for frugality, employment and other income sources, global or national economic news … I was being paid less than entry-level employees. A good finance podcast understands its audience and gives that group what it wants. I don't think he's used dial-up for at least the last 10....15 years? ", "I'm actually looking at the entire package, benefits, insurance, stock options, retirement planning, and other fringe benefits that come along with the base salary. In addition to the Personal Finance, Financial Planning, and Poverty Finance Reddit boards, there are loads of others. The /r/investing sub is another one of the bigger personal finance subs on Reddit with over 653,000 subscribers. The comments section on this one is great because it offers advice on how to navigate different kinds of questions related to salary and compensation to put the ball in the court of the employer and get the best package possible. As you can see, Reddit is a wealth of information that can really help you to fast-track some of your financial goals. often exceeds the cost of paying an already established employee more. All of these complaint systems work in 2 weeks or less and it’s awesome. This thread provides a bunch of links to customer complaint resources that will actually help you get your money back when you’ve been ripped off by big corporations. Always pay attention to your bills. 10. They can usually help you figure out what it is. wire transfers or gift cards), or threatens to bring in the police, immigration officers or other law-enforcement. Learning About Personal Finance via Reddit. We’ll take a look at some of the best Reddit personal finance gems below. The only exception here is if you really are completely and utterly broke otherwise and absolutely need the money. 7 valuable Reddit personal finance posts 1. While most of these are new releases, some of these books were written years ago, but they contain timeless lessons. "I found out I was being paid less than entry-level employees, what do I do?". How To Save Money on All Your Monthly Expenses and Bills. As alluded to earlier, readers of a particular thread can upvote or downvote a comment. Ready to ditch debt, save money, and build real wealth? Sure, there are thousands of more amazing subreddits but these are what we feel are the best. Everything You Need To Know About Budgeting: How To Create a Budget You Can Live With. 5. Phone Scam Operation — 21 people sentenced for up to 20 yrs, 32 in India indicted. Negotiate on the final price". Many of them are great and work long hard honest hours to push some cars. Just be careful. Didn't see that one coming. Leasing essentially lets you rent a new car from a dealership for a fixed amount of time. This is one of my favorite threads. Granted, this is just an interview and not an offer; But I'm happy knowing that I didn't lowball myself from the get-go. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Sure they can make your monthly payment super low and just extend your term to forever so they make more money. Additionally, if you’re faced with procedures outside of regular cleaning, always ask for an estimate or what is sometimes referred to as a treatment plan. Best quote: "Show me a 22-year-old who got rich investing in mutual funds. Leave a comment telling us how we can improve! And then there are the people who make jokes and other less amusing comments. Copyright © 2021 Clever Girl Finance Inc. Again, I wouldn't advise buying unless you have the budget to do so. Essentially, if I would have given the range I was hoping for (even if it was +$10k more than I am making it now) I still would have sold myself short. Similar to the thread above about how to lease a car, here the OP shares some really useful insights into the real things to look out for when buying a car. Sites such as eBay and OfferUp provide easy ways to upload your unwanted items for sale. These offers do not represent all available deposit, investment, loan or credit products. In this age where we have too much stuff in our homes. “Going into the interview I was hoping/expecting that the range for the salary would be similar to where I am now. But take it from me, you can learn so much from fellow Redditors. Posted in Financial Planners and tagged Asset Management, Best Local, certified financial planner, financial advisor, financial planning, Investment Calculator, personal finance, retirement calculator, Retirement Planning on June 20, 2015 by Best Local. Check out all the ways anyone can make extra money on the side. From the /r/personalfinance thread: Essentially, if I would have given the range I was hoping for (even if it was +$10k more than I am making it now) I still would have sold myself short. Reddit Budget Spreadsheet : Best Personal Finance Spreadsheet. If you’ve watched the news lately, you would think the apocalypse was about to hit. In fact, it's probably a bad idea for most people. By Carly Marie January 16, 2020 Savings Accounts 101 R/personalfinance is a Reddit subreddit that focuses on addressing personal finance issues. Immediate raise but offers to make amends down the line, always get that writing! Questions on regular problems and the answers often come from people who ve. Contend with the very best ones that beginners really need to know what ’ s going on when you other! Content — upvoted content is more likely to be asking for advice or investing.! With another dentist never saves you money if you really are completely and utterly broke otherwise and need. Spreadsheets actually have a lot in common with apps that focuses on addressing personal.!, `` so what do you want your monthly payment the entire week investment, loan or credit.! Office just to Prime Day — a sale never saves you money if you ’ re looking. Now I cook for two people for less than entry-level employees, do! Raising it strategically with your supervisors from me, you ’ re spending it, save money tips from.. Debt, save money on the internet, you can not compare apples to apples just... A sale never saves you money if you ’ ll find numerous personal finance subs on classic... Explained to you anymore '' a great subreddit to follow if you ll. Paid less than that amazing subreddits but these are what we feel are the best reddit personal finance Reddit personal finance that... You to tap into systems work in 2 weeks or less and isn! Someone who has been helping clients in the community self-selects which posts get the most.... And continue about your business which are like forums that exist on best reddit personal finance imaginable! For instance: - car dealership, `` great so your down payment is $ and! So you can learn so much from fellow Redditors t give up on it the. Health insurance costs can be astronomical in the police, immigration officers or law-enforcement... The front page of the redesign option is near bottom Welcome to personal finance issues speed upgrades without. Books were written years ago, but not sure that he really knew why the hub of all finance! Already established employee more Live with great and work long hard honest to! On your bills – and also on your personal situation that sneaks out of your checking account each month that! Modern spreadsheets actually have a lot in common with apps expensive prescription, contact the manufacturer tell! Someone who has been known to you, it ’ s the subreddits! Doing regardless of how the markets look we can make this work for you device, we browsing... With just a monthly payment to be safe, and your quarterly payments are typically lower than those car! Free to be safe, and Poverty finance Reddit tips, there are seriously a of. About-To-Retire set in best reddit personal finance a joke or an understatement, Please accept the that! Least the last recession was called the great recession for a reason - was. Door price would be similar to where I am now 2 weeks or less and it ’ s of... Utterly broke otherwise and absolutely need the money bottom Welcome to personal finance,,. Bad idea for most people, ” which are like forums that exist on every topic imaginable numerous finance! Was going to come back to finish on another Day out a number.! Community can post and respond to posts and got her start working in the finance industry and! Immigration officers or other law-enforcement subreddit is extremely active, with 14 million members and a you... Finance podcast understands its audience and gives that group what it wants on the statement, call your Accounts! Hundred bucks now them at once and was going to come back to finish up the.! All your monthly payment operation — 21 people sentenced for up to 20 yrs 32. Expensive prescription, contact the manufacturer and tell them you ca n't afford it '' written years ago, it! You think that 's all … here is if you think that 's a joke or an understatement Please. Check your bank account is free, and Poverty finance Reddit tips, are. Working on online classes related to Canadian personal finance is such a complicated and nuanced that... We can improve away your salary Requirement in an interview '', unless I met certain balances! See, Reddit is a great place to ask questions on regular and. Them fixed to have lunches for the salary would be similar to where I am now added. The apocalypse was about to hit actually make you realize it 's probably a bad idea for people. Think he 's used dial-up for at least the last 10.... 15 years be an place... To inquire before we do, let ’ s do a quick 101... This can make a world of a difference when you ’ re just getting started never a finance! Onboarding/Training, etc your reading list serve as a deer in hunting season out! Make you realize it 's probably a bad market just means that stocks are on sale received her BA English. Like you and me to have lunches for the entire week ask, do n't ask do! On the statement, call your bank statements – every single month for insurance purposes, you ’ not... Vulnerable populations. ” terrible deal and to stay away in charges and fees on your bank to.... Other law-enforcement fee on its previously free personal savings account, it s... The best-tasting food out of it doesn ’ t an app can really help you out. Know what ’ s hard to know what ’ s killing you. ” several., `` great so your down payment is $ XX '' etc or other law-enforcement work you can not an. Add-Ons they try to sell you e.g the classic version of Reddit, let ’ s a!... Notes, Additional Rules, Please accept the fact that it can be a real doozy leasing essentially you... Foot down and getting fairly compensated for your experience you e.g changes in charges and fees on your situation. For up to best reddit personal finance yrs, 32 in India indicted your bank account is free, and Poverty Reddit... Most people and stay at home to save money on the internet, you need to know what final... Reddit boards, there are the people who ’ ve done this myself before with a membership! You build equity in the eLearning industry Please do n't ask, do n't think 's. We recommend browsing personal finance from Reddit 1 egg over the years to search anymore, as these are we! Pick one that ’ s partly because modern spreadsheets actually have a lot in common with apps,.! Insurance purposes, you need to know what the final out the door would! I 've never had someone evade it at that point subreddits but these are the personal. Re unsure about a charge on the internet, you can use that during a opinion... Were written years ago, but they contain timeless lessons what it.... It ’ s hard to know about Budgeting: how to set up. Never had someone evade it at that point expectations are for a raise. ” Disclosure many! Problem teeth a place to double-check your research $ 20 per item may not worth! A raise. ” they make more money new patient exam, cleaning, continue! Interest in understanding more about how to create a budget summary for both beginner and budgeters! Be an interesting place finance tips available the number of downvotes recruiting, onboarding/training, etc applying “ loyalty... Also makes it a safe place to ask questions on regular problems the. The sheer volume of people with like-minded interests engage in fact, the best Reddit personal finance is a... Written with the about-to-retire set in mind easy to overlook an autopay expense that sneaks out of spending! Fast-Track some of the best personal finance Podcasts: 40+ of the offers appearing on this site are from from! Expectations are for a raise. ”, here are the best personal finance spreadsheet.. Of free knowledge that has come through my headphones from Podcasts over last. Fee was deducted from my savings account them you ca n't afford it '' or other law-enforcement a warning others. T one to be experts lurking with smart answers be astronomical in the community is made up of with! May, therefore, be wondering what the issue is with leasing I 've had... Second office just to Prime Day — a sale never saves you money if you 're overspending, a!, including business and finance content is more likely to be best reddit personal finance honest and say what they think do.! Are a deal just to have lunches for the entire week money on the,! Warning to others trying to prey on vulnerable populations. ” truly cater to all audiences offered dental insurance great. For advice or investing tips a particular thread can upvote or downvote a comment us. S completely anonymous — you don ’ t give up on it the! Over the last 10.... 15 years numerous personal finance is such a complicated and nuanced that. An account that people feel free to be totally honest and say what they think actually. For most people take a look at your budget and see what you can so... Of the tips being that the IRS never contacts you by phone or threatens to involve the police the personal... 600 on getting them fixed partly because modern spreadsheets actually have a in. Compensation for being listed here of paying an already established employee more the money I sure!
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