Open the account today & enjoy various benefits like 50 cheque leaves, Debit & Internet Banking Facility and much more. Students under age 24 are eligible for waiver of this fee while enrolled in high school, college or a vocational program. Interest can be sent to you by check, or deposited into your Westamerica Bank checking or savings account. Bank of America Advantage Savings; Custodial Savings for Youth; Minor Savings; Explore our savings account options for an in-depth description of each of account. 148 0 obj <>/Filter/FlateDecode/ID[<3B2E7909023F2840A1BE404924DF8950>]/Index[121 47]/Info 120 0 R/Length 117/Prev 49045/Root 122 0 R/Size 168/Type/XRef/W[1 2 1]>>stream To waive the m… Savings: You are able to earn a 10% Loyalty Cash when you open an Essential Savings, Select Savings, or Advantage Money Market Savings Account. The minimum deposit to obtain the APY rate is $2,000. Advantage SafeBalance: This setting has no overdraft fees - you can only spend what you have. Bank of America ATM network and fees. These simple, no-frills accounts help customers put money aside and build their savings one step at a time. Bank with convenience From automated banking tasks to products designed to help you collect and deposit funds quickly and securely, learn how we can help with day-to-day operations and long-range planning. Bank of America Advantage SafeBalance Banking®, one of the first banking accounts to eliminate overdraft fees, is on track to surpass 1 million accounts this month. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs. Like Rewards Savings, withdrawals are limited to no more than six per month. Certificate of Deposit. Bank of America Advantage Relationship Banking A checking account that earns interest. Visit our Bank of America Advantage Savings, Custodial Savings for Youth and Minor Savings Account product pages for the current rates. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. Interest can be automatically reinvested. Applying for a savings account is easy. Verify your identity in the app now to sign in to Online Banking. Pay individuals and businesses using: • Your Debit Card: If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising. Visit our specific product pages for more details: You can also schedule an appointment with an associate at your local financial center for a day and time that work best for you. It also gives you access to the second largest bank-owned ATM network, with over 16,000 fee-free ATMs in the US. What other checking options does Bank of America offer? Bank of America Additional Fees & Charges Overdraft Fee - $35 per overdraft across all accounts except Advantage SafeBalance. k �����X$8@� >+HH��W| $x� �H �b1���@��#��T'�3Mz` �"p �i�bq֖���p6�&�h�������]�����ں� ����-�φs8:�}�a�k3N Ni�l�]T��~�j�6{���*��ww�t�7�8�Ǹ��������B ���-���8'�h��T���87(�/��4ZA],s���/�ֿ�*(%�/���ɎH���Jmb_����������� jގ�ō �nC�I�O��� �wV�#�l����z���?Tͼ=�)�e�u{��\�(R��q������"��KR�b�P{%�a��º�:6ą�Ң��� k���P�q�/��s4���2dY>�!�٢)8�©�W4��#������w��_���5�6B1"�4ډ'�#�[��Ka�;3�vV�[����2�郾8 �����&}ԏ� �I{$ Check any relevant boxes, then click Go to Application. , open. Terms range from 7 days to 10 years. © 2020 Bank of America Corporation. In the U.S., plus any fee charged by the ATM's operator. Maintain a minimum daily balance of … The bank waives the $8 monthly maintenance fee on the savings account for customers who either maintain a daily balance of at least $500, link to a Bank of America Advantage … $5.00 Outside the U.S., plus any fee charged by the ATM's operator. Usually, the Bank of America charges a steep $12 monthly fee for the Advantage Plus Banking Account. Bank of America Advantage Savings/Minor Savings† Standard Pricing Account Balance Rate % APY % Less than $2,500 0.01 0.01 $2,500 and over 0.01 0.01 Preferred Rewards Tier with Interest Rate Booster* Account Balance Rate % APY % Gold Less than $2,500 0.02 0.02 $2,500 and over 0.02 0.02 Platinum Less than $2,500 0.03 0.03 $2,500 and over 0.03 0.03 Min. All rights reserved. Standard Term CD: 1.75% APY. Advantage Plus Banking: The minimum opening deposit for this setting is $100. A versatile checking account with more features and more ways to pay. What is the difference between a savings account and Keep the Change. There are no paper checks. 1 For detailed information on balance requirements, activity requirements and fees, and customer eligibility, please see our Personal Schedule of Fees and Charges and Deposit Agreement and Disclosure . Bank of America ATMs. Plus, you can avoid the account's $8 monthly maintenance fee as a Preferred Rewards member. There is an $8 monthly maintenance fee. Bank of America Checking Account Fees. Online Savings Account Earn interest over 5x the National Savings Average The Annual Percentage Yield (APY) for the Online Savings Account as of XX/XX/XXXX is more than five times the national average APY for interest-bearing savings accounts with balances of $500 as reported by Informa Research Services, Inc. as of XX/XX/XXXX.Interest rates and APYs are subject to change at any time. Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. Just one account lets you avoid paying the monthly maintenance fee by receiving qualifying direct deposits: Bank of America Advantage Plus Banking®: This account is designed for individuals and students who want an account with a low minimum balance requirement. Here's some practical information and a selection of convenient banking solutions Bank of America … Have Qualifying Direct Deposits. Non-Bank of America ATMs. It means that the balance posted in the account at the end of every day must be $500 or more in … h�b```c``����� ���π �,@Q��?00���2)����0��wt��Wt4����$30�b�c�qP`��$ �0�������&� ��)\_�r� V�3�@�*��~v�e5@�h�-��@��@�]�,�rH�00� Q�� � Ax"� Bank of America customers can avoid paying the monthly fee after the intro period by maintaining a minimum daily balance of at least $500, linking their savings account to their Bank of … There is a $4.95 monthly maintenance fee for Advantage SafeBalance Banking®, a $12 monthly maintenance fee for Advantage Plus Banking® and a $25 monthly maintenance fee for Advantage Relationship Banking®, but only Advantage Relationship … Out, though, you 'll have to pay the NSF fee is waived if prefer. 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