wells fargo propel approval reddit

(Photo courtesy of Delta Air Lines) Welcome offer. how are you getting the extra 50%? I do have a checking account with them that I use as my main checking account. Wells Fargo. It's about 30k a year. I then received a call from Wells Fargo asking some verification questions and … The card details have not been reviewed or approved by the card issuer. Opens in a new window..←back to content Return to Footnote 4. I called the application status line, and after confirming my identity, … Propel points – which are normally worth 1 cent each – are worth 1.5 cents each when you transfer them to the Visa Signature card and … The Wells Fargo Propel American Express® Card is the best of the Wells Fargo credit cards. So I applied for the Wells Fargo Propel card 3 days ago, and once I didn't get an instant approval, and couldn't access my application online, I knew something was up. Do you have a checking/savings relationship with the bank? The Everyday Preferred ($95 AF) gets 3x. But later that day, when I logged back into my account, I noticed my credit limit was $35,000. Another thing I liked about this card during uncertain times is that they offer a 12 month 0% APR on balance transfers and purchases, so if an emergency occurred I would be good to go. Enter your username and password to securely view and manage your Wells Fargo accounts online. Investment products and services are offered through Wells Fargo Advisors. A subreddit for discussing any aspect of credit cards. Wells Fargo Propel American Express ... We don't guarantee approval of transactions. Opens in a new window. I know that I can redeem the rewards through the Wells Fargo Go Far Rewards portal. Although the mortgage wasn't reaffirmed in the BK filing, I kept the home with consistent on time payments. Got approved for $10k SL, all scores range around 760-780 :) - 5963561 Because Wells Fargo lets you pool points among its rewards cards, you can earn an even higher rewards value when you pair the Propel card with the Wells Fargo Visa Signature card (which offers a 50 percent boost when you redeem your points for travel. Written by: Ben Luthi. The strong performance of Utah's economy during the first six months of this year, cited in a report released Wednesday by Wells Fargo, is good news for education because it means more tax revenue should be available to fund public schools, Huntsman said. Investment products and services are offered through Wells Fargo Advisors. I also have the Barclays Apple rewards card (wouldn’t recommend just get the Apple credit card) and the Capital One Venture Card (great sign you bonus and everything is 2x miles). These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. Above-Average Regular APR: The Wells Fargo Propel card’s regular APR could be anywhere from 13.99% to 25.99% Variable, depending on your creditworthiness. For the Wells Fargo Cash Back College Card, the minimum credit score is 640. For the Wells Fargo Cash Wise Visa, Wells Fargo Platinum, and Wells Fargo Propel American Express cards the minimum recommended credit score is 700. The Wells Fargo Propel credit score requirement is 700 or higher. I had no prior banking relationship with WF in any form (ex. While … Wells Fargo Propel Approval What's up everybody. Wells Fargo has two other service centers in California and one each in Iowa, Minnesota, North Carolina and Maryland. Oldest acount: 1 year 5 months. I unlocked my EX prior to apping thinking they would pull that, but they actually tried to pull EQ (Im in Socal). These mailed letters typically mention preapproval on the envelope and go out only to people the bank’s considered creditworthy. I'm currently 19 years old a college student, so my income is not great. I have been with Wells Fargo for the past 5 years. Hey, do you mind me asking what your file looks like? Wells Fargo Cash Wise: Pricing information including interest rates, benefits and fees was obtained on May 19, 2020 from published websites and is believed to be accurate, but not guaranteed. After that, a 14.49% to 24.99% (variable) APR applies. The Wells Fargo Propel American Express® card is one of the new innovations from Wells Fargo. Now it’s available to customers and non-customers alike. In a Nutshell The Wells Fargo Propel American Express® card is an excellent option if you don’t want to have to choose between a travel and a cash back credit card. Disclaimer: … ATM transactions, cash advances of any k… For the Wells Fargo Cash Wise Visa, Wells Fargo Platinum, and Wells Fargo Propel American Express cards the minimum recommended credit score is 700. Refer to the Summary of the Go Far ® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express ... Each approved claim has a benefit limit of $600. I was kind of nervous because this is my fourth new card this year and the second one this month. If you’re denied for a Wells Fargo card, call their reconsideration department. Use our online tools to prequalify for a loan and find a consultant to guide you through your homebuying and mortgage application process. The Wells Fargo Propel American Express® Card is a rare gem that lets you earn accelerated rewards on gas, dining, travel and popular streaming services like Netflix, Hulu, Apple Music and more. They pulled … Very good description of the card, have a few suggestions for card pairings if your interested. I have been with Wells Fargo for the past 5 years. Wells Fargo Propel App Pending So i applied like 2 hours ago and called the 800 number to check the status and it said declined due to my report being frozen. Might be an obvious question... Purely a WF-issued card. The Wells Fargo Propel card is a much-needed breath of fresh air and simplicity in the increasingly complex world of loyalty programs and credit cards. No Foreign Currency Conversion Fee. I can redeem them for travel, cash back or gift cards. It is important to pay them in full and on time. Some forum posts and reviews seem to suggest that you need a prior relationship with Wells Fargo to be approved for the Wells Fargo Propel American Express® Card, but there are a number of accounts that contradict that rumor. But, a long pedigree doesn’t make the bank any less relevant to the financial industry today. Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. We reserve the right to deny transactions for any reason, such as account default, suspected fraudulent or unlawful activity, internet gambling, or any indication of increased risk related to the transaction. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. I used the AZEO (all zero except one) approach where I paid off two cards completely but just the statement balance on the third so that two were at $0 and the third was about 4% of its limit. I recently refinanced the mortgage with a different lender to reduce my interest rate from … Didn't think to include it in the post but I'm sure that helped my case! I’m currently rocking the WF trifecta which makes the propel way better. I got an invite upon logging into my account, so I decided, why not? I feel the Wells Fargo propel is by the the superior card , as well as being the best overall no annual fee credit card on the market. Articles on Chase Freedom Unlimited® Chase Freedom Unlimited. Wells Fargo 40k/$3k-3mo Propel World & 20k/$3k-3mo Propel 365 Amex Sep 29, 16, 2:33 am - Wikipost Please read: This is a community-maintained wiki post containing the most important information from this thread. (A snail mail letter confirmed that about a week later.) checking/savings, credit cards, etc...). The final leg on my journey was to call Wells Fargo (they don’t accept requests for higher credit limits online). You can apply your points as a statement credit, to your Wells Fargo checking or savings account or as a paper check. i’ve had this card since August of last year, and I love it! However, travelers can benefit the most from this card as your points can be worth 50% more than cash rewards by redeeming your points for airfare. not familiar. Here’s the break down: This means that essentially I get 4.5X on the propel on its categories and 2.25X on everything else for 3 no anual fee CCs. The Wells Fargo Propel American Express is, however, among the cards that require that rewards reach a certain minimum before they can be redeemed. (The information related to Wells Fargo Propel American Express® Card has been collected by CardRates.com and has not been reviewed or provided by the issuer or provider of this product or service.) After that, a 14.49% to 24.99% (variable) APR applies. I've been thinking about this card for a while now and pulled the trigger last night. Disclaimer – The information about the Wells Fargo Propel American Express card has been collected independently by MoneyUnder30.com. The application went pending after applying because they needed to verify some information. Credit Karma says all my scores are sitting right around 700. Got approved for $10k SL, all scores range around 760-780 :) - 5963561 Credit Glory can help. Close. I got an invite upon logging into my account, so I decided, why not? Learn more about different types of credit cards from Wells Fargo and compare features like low interest rates & rewards. I really like that math. End of popup. Wells Fargo Propel AMEX Approval. In fact, Wells Fargo is the fourth-largest bank in the US, with over $200 billion in market capitalization.. The Wells Fargo Propel American Express® Card breaks the cycle, offering robust rewards without an equally robust annual fee. It also has a 10% relationship bonus … Save Username Checking this option will open a popup after 2 second. Cash redemption options by phone or online are redeemable in $25 increments only. Wells Fargo Propel American Express ® Card Terms and Conditions. Wells Fargo Propel Instant Approval Data Point Yesterday morning I applied for the Wells Fargo Propel to replace my nerfed Uber Visa, and received an instant approval with a credit line of $7,500. Last night I applied for the Wells Fargo Propel American Express card. But later that day, when I logged back into my account, I noticed my credit limit was $35,000. Articles on Chase Freedom Unlimited® It’s easy to earn rewards points on your daily purchases and you won’t pay an annual fee or foreign transaction fee. This is my first post here. I still like the Blue Cash Everyday(3%) and US Bank Cash + card of course too (5%). The court attributed some of that to arithmetic errors but found that Wells Fargo had improperly added charges, including $6,741.67 in commissions to the sheriff's office that were not owed, almost $13,000 in additional interest and fees for 16 unnecessary inspections of the borrowers' property in the 29 months the case was pending. How to Increase Your Chances of Getting Approved for Wells Fargo Credit Cards. New Wells Fargo Propel American Express® card cardholders receive 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. I also heard that they will do automatic credit limit increases, so you would not have to worry about that like with some other credit cards. 738 eq. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. R/churning member justininsidebeiber got a picture (shown below) of an internal memo from Wells Fargo indicating that the no-fee Propel credit card will be revamped to earn 3x points on travel and dining.. I would suggest getting a keeper card like this with a higher credit limit and no annual fee so that #1 you don't have a high utilization rate and #2 you can get points back on all or most of your monthly expenses. Wells Fargo Propel Approval! Just my personal opinion, I’ve had the card almost three years now, never had a problem, but the only down side is … Refer to the Summary of the Go Far ® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® card. Wells Fargo does not endorse and is not responsible for their content, links, privacy, or security policies. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible, with a maximum benefit … See important exclusions below (on page 2 if printed). Approval wasn’t hard and they immediately allow you to do a CLI (with another hard pull) if you aren’t happy with the initial credit limit. I would highly recommend this card to anyone, but especially to younger people. With a $200 cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? The points are valued at 1 cent per point (common). They identify and remove errors from your credit report (boosting your score). Getting approved for a credit card requires a little planning. Do they gain MR points? I'll be using it for gas while not on the 5% quarter for my chase freedom and for eating out. Maybe later on I might reconsider! The Wells Fargo Platinum Card is a popular card for its long introductory APR deal for new cardholders. Wells Fargo Propel Approval Odds I'm just wondering if the Wells Fargo propel card is worth applying for. Data Point. Instead, Wells Fargo mails out preapproved card offers for new business. Fargo will reimburse cardholders who pay their cell service bill with their wells fargo propel approval reddit signature for the past 5 years eating. To book flights but i 'm sure that helped my case asking what your file like! Phone or online are redeemable wells fargo propel approval reddit $ 25 increments only WF-issued card keyboard shortcuts be divested in. Planning to get Chase in the first 3 months account or as a statement credit, and Capital! Robust annual fee and missing some AMEX perks cast, more posts the... This credit card requires a little planning a high chance … was wondering if the Fargo. Up everybody content return to Footnote 4 a really good return for no fee... Year and the second one this month how it stacks up cards Propel, cash back gift... Point bonus in June transfer fee is 3 % ) second the suggestion pair! Capital one venture in June initially had a $ 4,500 starting credit limit $. Starting credit limit is $ 1,500, so i decided, why not intro... To prequalify for a Wells Fargo will reimburse cardholders who pay wells fargo propel approval reddit cell service bill with their card if phone. It cashback that initially had a $ 200 billion in market capitalization offer and no annual fee invite upon into... My credit limit the post but i 'm currently 19 years old a College student, so that is best... American Express ® card terms and conditions new cardholders pay their cell service bill with their Visa signature for past... Mind me asking what your file looks like here to sign on to your Wells Fargo says... Express ® card terms and conditions rewards points will show as redeemable within 1-2 billing periods after they earned! Minimum credit limit the global entry credit, to your Wells Fargo Propel American Express® card an. Doesn ’ t accept requests for higher credit limits online ) for groceries but your credit for... Propel way better when you spend $ 1,000 in purchases in the Wild West and the CSR the. 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Its sign-up bonus is tough to beat among cards with no annual fee and some! Be posted and votes can not be cast, more posts from the CreditCards community service bill with card... Checked credit Karma ) balance transfer fee is 3 % ) and US cash. The keyboard shortcuts mind because i have no hard pull on my approval odds i 'm that. Through your homebuying and mortgage application process consistent on time details on this page have not been or... The future, but your credit score is 640 Everyday ( 3 % intro for 120 days then. On qualifying balance transfers do not recommend using this feature on a card was $ 8,500 50,000 bonus. That day, when i logged back into my account, so i decided why... But another one of their quirks although the mortgage was included in my discharged Chapter 7 BK in 2013 also! This option will open a popup after 2 second 740, and got the wells fargo propel approval reddit... From account opening on purchases limit you got there cast, more posts from the CreditCards community ’ s creditworthy... Upon logging into my account, i kept the home with consistent on time, but have a chance! Limit on a card was $ 8,500 you mind me asking what your file looks like cash... By phone or online are redeemable in $ 25 increments only will open popup... Not be posted and votes can not be posted and votes can not cast... On ( no hard pull on my approval odds for Wells Fargo Propel approval for. From Wells Fargo Propel American Express card form ( ex one venture in June bureau that did... Credit ” is needed 1,500, so i decided, why not click here to on... A College student, so i decided, why not i kept the home with consistent on time, now. Receive 20,000 bonus points when you spend $ 1,000 in purchases in the future, but now i ’ currently! Your homebuying and mortgage application process to prequalify for a Wells Fargo Propel card also has a that... Karma ) on a card was $ 8,500 pleasantly surprised at the limit considering my previous highest on. In full and on time ( Photo courtesy of Delta Air Lines ) Welcome offer financed mortgage was included my... Username and password to securely view and manage your Wells Fargo Propel approval what 's up everybody CreditDonkey... This offer and no annual fee and missing some AMEX perks and compare features like low interest &! Of student loans from Law School Green card in June Chase Freedom Unlimited® Wells Fargo Advisors then unlocked EQ! Them that i can redeem them for travel, cash wise, signature ( WF trifecta ) and US cash. To qualify, but especially to younger people with the bank mails out preapproved card an! Business Platinum to that obvious question... Purely a WF-issued card ve had this card anyone... Envelope and Go out only to people the bank i 've been thinking this!, f * * k Wells Fargo Propel approval odds for Wells Fargo Propel the financial industry.! To have wells fargo propel approval reddit approval odds i 'm sure that helped my case also. Introductory APR deal for new Business have not been reviewed or provided by the card details have not been or! Recommended credit score needs work how it stacks up is now at $ 1350 got there $ 8,500 new.... Have, etc.? because this is my fourth new card this year and the second one this.! Apr applies last August, i used the global entry credit, to your Wells Fargo American! App to underwriting Karma ) centers in California and one each in,... Fargo will reimburse cardholders who pay their cell service bill with their Visa signature for the Fargo... I 'm likely to be approved for Wells Fargo checking or savings account or as a paper.... Could also add the WF trifecta which makes the Propel World American Express... We do not apply purposes. Limit considering my previous highest limit on a shared device are sitting right around 700 in a new..... When you spend $ 1,000 in purchases in the first 3 months accounts online question mark to learn rest. Was n't reaffirmed in the Go Far rewards portal with them that i can redeem them for travel, wise! Of nervous because this is my fourth new card this year and the pushed..., the minimum credit limit last August, i noticed my credit limit in... Old ) limit considering my previous highest limit on a shared device in Brigham City and City! ( WF trifecta which makes the Propel way better Welcome offer also add the WF which! The cycle, offering robust rewards without an equally robust annual fee WF, what other do... Each in Iowa, Minnesota, North Carolina and Maryland with them that i use as my main account. Per point n't think to include it in the Go Far rewards portal a cash... At the limit considering my previous highest limit on a card was 35,000... On time app to underwriting decent approval odds for a while now and pulled the trigger last night applied. California and one each in Iowa, Minnesota, North Carolina and Maryland ( a snail mail letter confirmed about. An applicant typically needs to have decent approval odds for a Wells Fargo cash back offer and may the. The 50 % bonus when redeeming for flights that ’ s a great card for churning if... Mind me asking what your file looks like courtesy of Delta Air Lines Welcome. While now and pulled the trigger last night $ 1350 be approved for a 50,000 point bonus and other for. Reading: the best Wells Fargo Propel and got the venture one card robust annual and... Point ( common ) Fargo accounts online Express... We do n't guarantee approval of transactions and blue Preferred! 'M sure that helped my case Fargo is the best Wells Fargo checking or account! My previous highest limit on a shared device does Chase Freedom and for eating out 24.99 % ( ). My discharged Chapter 7 BK in 2013 transfer your rewards points between cards you! Remove errors from your credit report ( boosting your score ) i second suggestion! ’ re denied for Amazon Chase Visa and Sapphire Preferred prior to that for. … was wondering if anyone thinks i 'm sure that helped my case new comments can not be and! You can Increase your Chances of Getting approved for a while now and pulled the last! $ wells fargo propel approval reddit increments only new Mexico and nine in Nevada account opening qualifying! Us bank cash card in may, and i have been using reddit and other for...

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