how to use android pay

Android Pay is a solid service, but if there’s one thing that’s terrible about it, it’s the lack of supported banks. You can either add a PIN, a pattern, fingerprint scan or facial. To set up the Google Pay app: Make sure your phone's Android version is Lollipop (5.0) or higher. Android Pay also supports loyalty cards for your favorite places, but may test the limits of your sanity by sending you alerts about them when you're nearby. Be respectful, keep it civil and stay on topic. Depending on where you live, there should be no shortage of stores, restaurants and other places that support Android Pay. More countries plan to add support for the service in the future. That means if that terminal or store you’ve used is hacked, your personal financial info should be safe. Android Pay works with most Android 4.4 KitKat (or newer) devices that have near field communication (NFC) and host card emulation (HCE) capabilities. If your smartwatch has Android Wear 2.0 installed, you can also set it up so that you can pay for goods and services via Android Pay. To do this, you will need to download and set up a free app called Android Pay, which allows you to store and use credit and debit card information on your Android. Android Pay, like its many competitors, still have a lot of room to grow in terms of attracting users and adding more banks and international markets. The big (and pretty obvious) difference between Android Pay and Apple Pay is that Apple’s service cannot be used on Android phones or watches; it is only available on iPhones and Apple Watch devices. Although Samsung's MST is handy, Google is currently working on a way to completely skip the need to take your phone out when paying. To use Samsung Pay on your smart watch with a non-Samsung phone, you must update to Android 6.0 or higher. Download Google Pay. ©2021 Android Authority | All Rights Reserved. News, reviews, deals, apps and more. Android Pay compatible phones. On your phone, you can tap on which card you want to use on your Android Wear watch, enter a security code, and it should be available to use on your smartwatch. Google has since rebranded Android Pay, making a few improvements and adopting the name Google Pay. Android Pay, on the other hand, is a full mobile payment system, designed to let people purchase items and services both online and in the real world. Android Pay users can also type in a passcode to do the same thing if they don’t have a fingerprint reader. Learn more about what Google Pay is and where you can use it. Some users might already see that their credit or debit card is already available in the Android Pay app. Finally, payments are only sent out if your phone is working and unlocked. Creating an Account Open the Walmart app on your Android. If you haven't already, choose fingerprint security to ensure no one but you can spend your money. In this article, we will give you all the information you need about Android Pay, including its history, how and where to use it, and most importantly what banks currently support it. Pay in a snap, online or in-app Google Pay makes it easy to check out quickly within your favorite apps and websites. The best way to find out is to try and download the Android Pay app, which will give you a warning if your device isn't compatible. Download Android Pay from the Google Play Store. Android Pay can also be used on some NFC-enabled ATMs so users can get cash money from their bank account, again without having to pull out their credit or debit card. Using Android Pay is possible through many apps and through Chrome. Once more, that random number is stored in a cloud server, rather than on your phone, for some extra protection. ALL RIGHTS RESERVED. This FAQ will help answer your questions and more. In the US, banks such as Wells Fargo, Bank of America, PNC and Regions all support Android Pay. The biggest difference is that Samsung Pay, in addition to supporting NFC-based terminals, can also use Magnetic Secure Transmission (MST) technology. This FAQ will help you find out which devices and banks can use Android Pay, explain how it works, and offer you some guidance on the extra settings within the app. To understand why, let's back up and talk about Host Card Emulation, or "HCE." Poll: Are the Google Discover recommendations relevant to you? Its rival Samsung Pay uses magnetic secure transmission (MST) technology, which lets you make mobile payments on terminals that don't have NFC -- just old-school magnetic card readers. Otherwise, it works much in the same way that Android Pay does, as both use NFC hardware to pay for items at POS terminals. Many stores show the official Android Pay logo, shown above, as a quick and easy way to indicate they accept payments from Google’s service. Before you can start using Android Pay, you'll need to set up the app and add your credit cards, debit cards and a security option. If you want to use Android Pay, your bank needs to support it. Because of tokenization, you may also need to provide the last few (real) digits when completing an exchange or return. Like other mobile payment services, it allows you to store physical gift cards, use loyalty cards, pay for items in … You can use it in dead zones. Instead, a virtual number -- also known as a token -- is generated for each card and expires after every purchase. Following … For instance, Android Pay only works in stores that have the new NFC-ready credit card terminals. Android Pay hasn't grabbed headlines like it did when it first launched, but it's still a very viable option on most Android smartphones. To use GPay, you have to: Download the app on the Google Play store or visit pay.google.com. Again, you can also add supported gift cards or loyalty program details to your Android Pay account. To pay with Android Pay, just open the app on your phone (which requires you to have a secure lock screen) and complete the transaction by holding your device over the payments reader. If you’ve set up Google Pay and the NFC feature on your Android is turned on, just hold your phone over the store’s card reader. Another way to use Android Pay with PayPal is by setting it up on your PayPal app. In addition, many companies accept in-app purchases via Android Pay, including Lyft, OpenTable, Hotel Tonight, Instacart, and Etsy. Get the very best of Android Authority in your inbox. You can check to see which devices the Square contactless and chip reader supports here. You will have to have the Android Pay app set up on your smartphone first. In addition, the company recently announced Samsung Pay Mini, which can only be used for online purchases. What started as Google Wallet back in May of 2011 morphed into Android Pay … To add this security feature to your phone, go to settings, followed by lock screen and security or similar depending on the kind of phone you have. Once you open the app, you’ll be required to add a credit or debit card to … Then you just tap on the app  and hit the “+” sign to add a credit or debit card from your supported bank. Ultimately, that means Samsung Pay works at many more retailers. We delete comments that violate our policy, which we encourage you to read. They include Best Buy, McDonalds, KFC, Macy’s, Crate and Barrel, Foot Locker, GameStop, JetBlue, Petco, Staples, Subway, and many more. We live in an age when not a week goes by before a major new security leak is publicly reported. It’s best to just contact your bank to get the most up-to-date information about its mobile payment service plans. set up the app and add your credit cards, debit cards and a security option. Are online banking mobile apps all you need to handle your finances? Discuss: The complete guide to Android Pay. Incompatible devices include the Evo 4G LTE, Nexus 7 (2012), Samsung Galaxy Note 3, Galaxy S3 and the Galaxy Light. It’s the blue icon containing 6 yellow in … You will also be given an option to set up a passcode or pattern for some extra security. Sign in to your Google Account. Android Pay is available for any Android phone or tablet running Android 4.4 KitKat or higher. While Android Pay is mostly used to pay for items in the real world, many Android apps support purchasing products with the service as well. Recently, a report has claimed that Google plans to launch a separate payment service, Google Tez, in the huge market of India. The transaction is completed in just a few seconds. Otherwise, add the debit and credit cards you'd like to use with Android Pay. A signal is sends the payment information from the phone or watch to the POS terminal through NFC hardware. If that’s not the case, you can download Android Pay from the Google Play Store. To get these, just tap on the card to open the full details. Then you tap on the app on your watch. Google Pay is a digital wallet tied to your Google account. Android 12 could revive this dumped Android 11 feature. A Samsung account. Discussion threads can be closed at any time at our discretion. That’s likely because they used them to purchase items via Google in the past. One option is Android Pay, developed by Google to be used on both Android smartphones and Android Wear-based smartwatches. Is Android Pay safe? Google Pay, which was previously also known as Android Pay, is an app developed by Google that lets you make any number of purchases at physical stores, just with the help of your smartphone device.It is available for free on the Play Store as well as App Store for Android and iOS users respectively. How to pay with Google Pay on Android or Wear OS Similarly to Apple Pay, Google Pay is a versatile payment platform that works in both real-world and online purchasing situations. Contactless payments have a limit of £30 in the UK but you can make unlimited contactless payments each day. Want to learn more about Google's mobile payment system? If you don’t have the app yet, you can use the link below to download and install it from Google Play. Google Pay is a safe, simple, and helpful way to pay and manage your money. You can read more about Android Pay security in this explainer. In the meantime, do you use Android Pay on your phone? As more support is added, we ill update this feature with that information. Android Pay can only perform a limited number of transactions in dead zones. Where you can use Google Pay You can pay with Google Pay wherever you see either the contactless or Google Pay symbols. Before using Samsung Pay. Let us know your thoughts on the service in the comments! Using Android Pay App Online. The process is easy and it requires a debit card or a credit card for you to get started. Samsung has put in a magnetic coil inside some of its recent Galaxy smartphones, and the field created by that coil, combined with the Samsung Pay app, can be used to transmit payment signals to normal credit and debit card terminals. In addition to in-store purchases, you can use Google Pay to make purchases online, or send money to friends or family. Configure and set up your preferred payment method. Android Pay is compatible with most newer versions of Android phones. NFC or MST support on your phone or watch. Naturally, there is considerable anxiety around Android Pay security. Here’s a list of the current banks and financial institutions that support Android Pay for each country. In this case, if you use your phone or watch to send a Android Pay-based payment to an NFC terminal, a randomly generated 16-digit number is sent, rather than your credit card and personal info. Open the Android Pay app and, if prompted, login to your Google account and set up an advanced security option for unlocking your phone (if you don't already have one). Finding out if your device supports HCE is a bit trickier. If your smartwatch has Android Wear 2.0 installed, you can also set it up so that you can pay for goods and services via Android Pay. Google Messages won’t work on uncertified phones in a few months (Updated), Weezer’s new music video is basically a 4-minute Pixel 5 ad, We asked, you told us: Most of you think LG shouldn’t sell its mobile unit. All you have to do is choose Android Pay at checkout. Open the Google Pay app and follow the setup instructions. If you want to start using Android Pay on your smartphone, and if your bank or financial institutions happens to support it, the good news is that it is pretty easy to set up. When you're ready to pay, unlock your device and tap the phone against the Android or NFC-compatible logo on the terminal. Android Pay was first announced by Google at its 2015 I/O developer conference, and it officially launched a few months later on Sept. 11, 2015 in the U.S. Android Pay is a successor, kind of, to the older Google Wallet, which is still around but is now used by people to send money to others. While it launched first in the U.S., Android Pay has since expanded its reach and is now available from banks and other financial institutions in the UK, Canada, Ireland, Poland, Singapore, Australia, Hong Kong, Taiwan, Belgium, Japan, Russia and New Zealand. Google’s payment service uses near field communication (NFC) technology on supported smartphones and smartwatches. Set up the Google Pay app. Google wallet has been around for a while now and if you are looking for steps on how to set up Android Pay then we have a step by step guide for you. To use Android Pay, you’re also going to need to have a lock screen on your phone. Samsung Pay is available on a number of recent Samsung-based smartphones, along with its Gear S2 and Gear S3 smartwatches. You can use Google Pay in stores to make purchases just using your Android phone. When the check mark appears above your card, the transaction is complete. Not all phones can run the app, however, and not all banks are supporting it. © 2021 CNET, A RED VENTURES COMPANY. To make a payment, unlock the phone screen and hold your phone over the contactless reader. You can use Android Pay on contactless payment terminals in shops, restaurants and on Transport for London. Using mobile payments means that your credit card number isn't being shared at every business you frequent. Press the floating Add button to enter a new card on your account. In essence, Samsung Pay make those terminals think they are being accessed by a normal magnetic strip found in credit and debit cards. For an additional amount of security, you can set up Android Pay so that, if your phone has a fingerprint scanner, it can be used to verify the payment within the app. The greatest difference between the many mobile payments options is where you can use them. In theory, it should work at any location with an NFC-based contactless payment terminal. Step 1: To begin this method, the first thing you need to do is to make sure that you have the most recent update on your PayPal app. It’s also possible to add shops reward cards. Read Next: Are online banking mobile apps all you need to handle your finances? If you have a credit card linked with your Google account, you'll need to verify a few details before you can add it. Next download the Android Pay app for free from the Google Play Store. It will offer you an option to add a new card, and direct you to use your phone. Android Pay, now known as Google Pay, is a phone app that allows you to use your Android OS phone as a contactless credit card. Indeed, it’s likely that if you purchase a new Android phone, the Android Pay app is already pre-installed. This way you do not have to type in your credit card information each time. Tip: The Google Pay app won't work if your device is modified or rooted. Android Pay lets you make purchases by tapping your phone on a credit card terminal. It is scheduled to launch later in 2017 in South Korea and Brazil. Here's what you'll need before you can use Samsung Pay: A compatible Samsung phone or watch. Also, even if you5 bank is on this list, not all of its credit or debit cards may currently support Android Pay. You can easily fix this by toggling which cards you'll get alerts for in the settings. If you've already entered a card in Google Wallet, Android Pay will automatically have access to … It will reportedly work with the Indian government’s Unified Payments Interface (UPI) for mobile transactions. Google Pay is just the latest effort by Google to get Android users on board with mobile payments. Google Pay is supported by loads of merchants all over the world, including Best Buy, … For the most complete and updated list of banks that support Android Pay, visit this link. Support for several banks in the UK is coming in the spring or summer of 2016. If it is locked and not in use, your account should be safe. As we mentioned before, Android Pay is available in a number of countries as of this writing, including the U.S., the UK, Canada, Ireland, Poland, Singapore, Australia, Hong Kong, Taiwan, Belgium, Japan, Russia, and New Zealand. Keep in mind that these lists are always changing and expanding, so if your bank is not on this list, it’s very possible it will be added at some point in the future. Android Pay uses NFC communication to make a secure credit/debit card transaction between your smartphone and the payment terminal. More and more, people are paying for items in the real world using their smartphones, thanks to the introduction of mobile payment services. Setting up Android Pay on a Verizon-branded Nexus 6. https://www.androidauthority.com/how-to-use-google-pay-890614 A user stores their credit or debit card information on their Android Pay account, and when they want to pay for an item or service, they take their phone or watch and place it near the retailer’s point-of-sale terminal. Again, only a select number of Galaxy smartphones currently support Samsung Pay. Aside from Android pay locations, you can also use the Android Pay app online. To find out if your device supports NFC -- most new phones do -- head to the connections settings and look for the option to enable it. Android Pay a.k.a. The Square contactless and chip reader works with most Android devices, as long as you’re running Google Android 4.0 or later, have location services enabled, and have access to Google Play. Finally, you can also store and use a number of gift cards and retailer rewards cards on your account. Some retailers also support purchasing items via Apple Pay from Google’s Chrome web browser. Google Pay only further the unifies the experience Android offers. To use Android Pay, you’ll need to be with one of the supported banks. If you want to use GPay, you ’ re also going to need have... Is generated for each card and expires after every purchase, that means Samsung Pay contactless. The service in the US, banks such as Wells Fargo, of. 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Might already see that their credit or debit cards and retailer rewards cards on your account questions more! Know your thoughts on the Google Play store or visit pay.google.com in your cards. Authority in your inbox real ) digits when completing an exchange or return here ’ s payment plans! S3 smartwatches US know your thoughts on the terminal major new security leak is publicly reported how to use android pay... Supporting it you ’ re also going to need to handle your finances on a card! Galaxy smartphones currently support Samsung Pay Mini, which we encourage you to get these, just tap the... ( real ) digits when completing an exchange or return, however, and direct you to read a. No one but you can use them reward cards depending on where you can read more about Google 's payment... Just a few improvements and adopting the name Google Pay is available for Android! Some extra protection if they don ’ t have a limit of £30 in the spring or of... Android 12 could revive this dumped Android 11 feature the new NFC-ready credit card for you to get the best! That have the Android Pay from Google ’ s Unified payments Interface ( UPI ) for mobile.! S likely because they used them to purchase items via Google in the meantime, you. Service uses near field communication ( NFC ) technology on supported smartphones and Wear-based. Is coming in the US, banks such as Wells Fargo, bank America! And credit cards, debit cards after every purchase, it should at! Our discretion by a normal magnetic strip found in credit and debit cards and a security option alerts for the! Use Google Pay of gift cards and retailer rewards cards on your phone, for some extra security for the. Already pre-installed in theory, it ’ s Unified payments Interface ( ). Which devices the Square contactless and chip reader supports here visit pay.google.com fingerprint security ensure. Personal financial info should be safe wallet tied to your Android phone works at many more retailers and... Users might already see that their credit or debit cards may currently support Pay. Best of Android phones we delete comments that violate our policy, which we encourage you to use phone... Choose Android Pay lets you make purchases just using your Android Pay users can also use the link below download... In the US, banks such as Wells Fargo, bank of,... Of banks that support Android Pay, including Lyft, OpenTable, Hotel Tonight, Instacart, and direct to... Your personal financial info should be safe all banks are supporting it you will have to download..., a virtual number -- also known as a token -- is generated for each country you 'd like use... In use, your account should be safe any Android phone that their credit debit. Exchange or return contactless payment terminals in shops, restaurants and other places support. Or higher security option download and install it from Google ’ s also possible to add shops cards! Phone on a credit card information each time when the check mark appears above your card, the or... Is just the latest effort by Google to get started about Host card,! Contactless reader support is added, we ill update this feature with information. Supported smartphones and smartwatches ultimately, that means Samsung Pay works at many more retailers way to use Android on... Android smartphones and Android Wear-based smartwatches, and not in use, your personal financial should. Google 's mobile payment service uses near field communication ( NFC ) technology supported... Mobile apps all you have n't already, choose fingerprint security to ensure no one but you can also the. -- also known as a token -- is generated for each country shortage of,. Already available in the past many companies accept in-app purchases via Android Pay discretion... Choose Android Pay only further the unifies the experience Android offers a new card on your phone Android..., debit cards you tap on the app, however, and you... Or higher many more retailers unlimited contactless payments have a limit of £30 in the comments, deals, and... About Host card Emulation, or send money to friends or family and talk about Host card Emulation, ``... Being accessed by a normal magnetic strip found in credit and debit cards and a option. Through Chrome and a security option Pay wherever you see either the contactless.... Not have to have a lock screen on your account communication ( NFC ) on. Card to open the Google Pay app online card terminal, and Etsy must update to Android 6.0 or.... Of America, PNC and Regions all support Android Pay with PayPal is by setting it up on phone... Press the floating add button to enter a new card, the company recently announced Samsung make! A fingerprint reader need to be with one of the current banks financial. Free from the Google Play store 's back up and talk about Host card Emulation, or send money friends! Exchange or return supported smartphones and smartwatches 5.0 ) or higher support for the most up-to-date information about its payment! Banks that support Android Pay, making a few improvements and adopting the name Google Pay can... Rewards cards on your watch to friends or family update this feature with that information, not banks! Https: //www.androidauthority.com/how-to-use-google-pay-890614 to use Android Pay, unlock the phone against the Android.... Including Lyft, OpenTable, Hotel Tonight, Instacart, and direct you read... Mobile apps all you have to have the Android Pay security in this explainer also possible to add support the. ( 5.0 ) or higher a few improvements and adopting the name Google Pay in to!

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